Property Insurance Association of Louisiana (PIAL) conducts Public Fire Protection Surveys similar to those conducted by ISO (Insurance Services Office, Inc.) in most other parts of the US.
Property Insurance Association of Louisiana (PIAL) field representatives conduct Public Fire Protection Surveys by application of the FSRS (Fire Suppression Rating Schedule) in communities throughout Louisiana. These inspections, similar to those conducted by ISO (Insurance Services Office, Inc.) in most other parts of the country, are performed for the purpose of establishing fire insurance rates for commercial and residential fire insurance premiums. Tom Cassisa is considered an expert on the Public Protection Fire Insurance Surveys conducted by the Property Insurance Association of Louisiana. He has assisted hundreds of graded areas in Louisiana as a Rating Consultant, preparing them for application of the ISO Fire Suppression Rating Schedule (FSRS).
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